How about because it's free!!  OK, I have been asked this question as often as I have been asked "what's the rate today".  Here's my answer and I'm sticking with it.  A seasoned buyers agent working closely with your Mortgage Planner will absolutely save you money.  I have been involved in these transactions for many years and as the buyer you always win.  Heres a simple example (one that you won't get working with the seller).  Most buyers have no idea that the seller could pay closing cost on the purchase.  Not only do they not know this, they don't know when it applies and how much can be paid.  This is where we structure the deal for you and YOUR agent negotiates the offer with the listing agent.  You see, the listing agents responsibility is to the seller and they may want to make the deal "cleaner" not always wanting to share this approach.  So why would the seller do this you may ask?  Because all they care about is their net.  They know in this market they may have to move off the list price, this gives you room for seller concessions.  There are lots of hidden secrets that a buyer can get from a good buyers agent.  If you would like to be introduced to one, just blog me back!!